Title	Effects of a Technological-Organizational-Environmental Factor on the Adoption of the Mobile Payment System and Its Reverse Impact on Small and Medium-Sized Enterprises
Author	Gyamfi-Yeboah Kwabena, Touseef Hussain Ghumro, Qiang Mei, Wenyuan Li, Daria Erusalkina
Citation	Vol. 24  No. 12  pp. 195-204
Keywords	Adoption of the mobile payment system, small and medium-sized enterprises, firm performance, technological-organization-environmental factors.

Title	An Efficient and Secure Profile Matching Scheme for Encounter based Mobile Social Network
Author	Fizza Abbas, Ubaidullah Rajput, Umair Ali Khan, Farwa Abbas
Citation	Vol. 24  No. 12  pp. 188-194
Keywords	MSN, Encounter-based MSN, Privacy, Profile matching.

Title	Scrutinizing UML Teaching and Learning Modeling Tools
Author	Abdulqader Almasabe, Stephanie Ludi, Abdelrahman Osman Elfaki
Citation	Vol. 24  No. 12  pp. 179-187
Keywords	System Development; Modelling; UML

Title	The Impact of 5G Security on Human Wellbeing
Author	Ch Aitzaz Ahsan, Neha Ijaz, Muhammad Ahmad Kahloon
Citation	Vol. 24  No. 12  pp. 172-178
Keywords	5G Security, Human Wellbeing, Impact