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Title |
Factors Affecting User Adoption of E-Payment Services Available in Mobile Wallets in Saudi Arabia |
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Author |
Noha Y. Alswaigh and Monira E. Aloud |
| Citation |
Vol. 21 No. 7 pp. 222-230 |
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Abstract |
Mobile wallets have been in continuous demand and developed over the past few years, especially during the COVID-19 pandemic. Several studies have examined user intentions and perspectives. This study develops a conceptual model combining behavioral factors with the technology acceptance model (TAM). The goal is to identify key factors that influence user's intention to adopt mobile payments. This study uses the TAM and the unified theory of acceptance and use of technology (UTAUT) models with additional factors. The additional factors are security, trust, facilitating conditions, and lifestyle compatibility. The study analyzes the results of a survey of 394 Saudi citizens conducted via an online survey. The results indicate that user attitudes and intentions are positively influenced by all of the factors. Perceived usefulness, perceived ease of use, lifestyle compatibility, and facilitating conditions are direct predictors of user behavior in accepting mobile wallet payments. This study provides an empirical contribution to the literature on mobile payment acceptance on the effect of perceived usefulness and lifestyle compatibility. The results demonstrate that about 26% of the respondents started using mobile wallet services because of the COVID-19 pandemic. |
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Keywords |
Adoption, M-wallet, M-payment, Saudi Arabia, TAM, UTAUT |
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URL |
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Title |
Factors Affecting User Adoption of E-Payment Services Available in Mobile Wallets in Saudi Arabia |
|
Author |
Noha Y. Alswaigh and Monira E. Aloud |
| Citation |
Vol. 21 No. 7 pp. 222-230 |
|
Abstract |
Mobile wallets have been in continuous demand and developed over the past few years, especially during the COVID-19 pandemic. Several studies have examined user intentions and perspectives. This study develops a conceptual model combining behavioral factors with the technology acceptance model (TAM). The goal is to identify key factors that influence user's intention to adopt mobile payments. This study uses the TAM and the unified theory of acceptance and use of technology (UTAUT) models with additional factors. The additional factors are security, trust, facilitating conditions, and lifestyle compatibility. The study analyzes the results of a survey of 394 Saudi citizens conducted via an online survey. The results indicate that user attitudes and intentions are positively influenced by all of the factors. Perceived usefulness, perceived ease of use, lifestyle compatibility, and facilitating conditions are direct predictors of user behavior in accepting mobile wallet payments. This study provides an empirical contribution to the literature on mobile payment acceptance on the effect of perceived usefulness and lifestyle compatibility. The results demonstrate that about 26% of the respondents started using mobile wallet services because of the COVID-19 pandemic. |
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Keywords |
Adoption, M-wallet, M-payment, Saudi Arabia, TAM, UTAUT |
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URL |
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Title |
Factors Affecting User Adoption of E-Payment Services Available in Mobile Wallets in Saudi Arabia |
|
Author |
Noha Y. Alswaigh and Monira E. Aloud |
| Citation |
Vol. 21 No. 7 pp. 222-230 |
|
Abstract |
Mobile wallets have been in continuous demand and developed over the past few years, especially during the COVID-19 pandemic. Several studies have examined user intentions and perspectives. This study develops a conceptual model combining behavioral factors with the technology acceptance model (TAM). The goal is to identify key factors that influence user's intention to adopt mobile payments. This study uses the TAM and the unified theory of acceptance and use of technology (UTAUT) models with additional factors. The additional factors are security, trust, facilitating conditions, and lifestyle compatibility. The study analyzes the results of a survey of 394 Saudi citizens conducted via an online survey. The results indicate that user attitudes and intentions are positively influenced by all of the factors. Perceived usefulness, perceived ease of use, lifestyle compatibility, and facilitating conditions are direct predictors of user behavior in accepting mobile wallet payments. This study provides an empirical contribution to the literature on mobile payment acceptance on the effect of perceived usefulness and lifestyle compatibility. The results demonstrate that about 26% of the respondents started using mobile wallet services because of the COVID-19 pandemic. |
|
Keywords |
Adoption, M-wallet, M-payment, Saudi Arabia, TAM, UTAUT |
|
URL |
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Title |
Factors Affecting User Adoption of E-Payment Services Available in Mobile Wallets in Saudi Arabia |
|
Author |
Noha Y. Alswaigh and Monira E. Aloud |
| Citation |
Vol. 21 No. 7 pp. 222-230 |
|
Abstract |
Mobile wallets have been in continuous demand and developed over the past few years, especially during the COVID-19 pandemic. Several studies have examined user intentions and perspectives. This study develops a conceptual model combining behavioral factors with the technology acceptance model (TAM). The goal is to identify key factors that influence user's intention to adopt mobile payments. This study uses the TAM and the unified theory of acceptance and use of technology (UTAUT) models with additional factors. The additional factors are security, trust, facilitating conditions, and lifestyle compatibility. The study analyzes the results of a survey of 394 Saudi citizens conducted via an online survey. The results indicate that user attitudes and intentions are positively influenced by all of the factors. Perceived usefulness, perceived ease of use, lifestyle compatibility, and facilitating conditions are direct predictors of user behavior in accepting mobile wallet payments. This study provides an empirical contribution to the literature on mobile payment acceptance on the effect of perceived usefulness and lifestyle compatibility. The results demonstrate that about 26% of the respondents started using mobile wallet services because of the COVID-19 pandemic. |
|
Keywords |
Adoption, M-wallet, M-payment, Saudi Arabia, TAM, UTAUT |
|
URL |
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|
Title |
Factors Affecting User Adoption of E-Payment Services Available in Mobile Wallets in Saudi Arabia |
|
Author |
Noha Y. Alswaigh and Monira E. Aloud |
| Citation |
Vol. 21 No. 7 pp. 222-230 |
|
Abstract |
Mobile wallets have been in continuous demand and developed over the past few years, especially during the COVID-19 pandemic. Several studies have examined user intentions and perspectives. This study develops a conceptual model combining behavioral factors with the technology acceptance model (TAM). The goal is to identify key factors that influence user's intention to adopt mobile payments. This study uses the TAM and the unified theory of acceptance and use of technology (UTAUT) models with additional factors. The additional factors are security, trust, facilitating conditions, and lifestyle compatibility. The study analyzes the results of a survey of 394 Saudi citizens conducted via an online survey. The results indicate that user attitudes and intentions are positively influenced by all of the factors. Perceived usefulness, perceived ease of use, lifestyle compatibility, and facilitating conditions are direct predictors of user behavior in accepting mobile wallet payments. This study provides an empirical contribution to the literature on mobile payment acceptance on the effect of perceived usefulness and lifestyle compatibility. The results demonstrate that about 26% of the respondents started using mobile wallet services because of the COVID-19 pandemic. |
|
Keywords |
Adoption, M-wallet, M-payment, Saudi Arabia, TAM, UTAUT |
|
URL |
|
|
Title |
Factors Affecting User Adoption of E-Payment Services Available in Mobile Wallets in Saudi Arabia |
|
Author |
Noha Y. Alswaigh and Monira E. Aloud |
| Citation |
Vol. 21 No. 7 pp. 222-230 |
|
Abstract |
Mobile wallets have been in continuous demand and developed over the past few years, especially during the COVID-19 pandemic. Several studies have examined user intentions and perspectives. This study develops a conceptual model combining behavioral factors with the technology acceptance model (TAM). The goal is to identify key factors that influence user's intention to adopt mobile payments. This study uses the TAM and the unified theory of acceptance and use of technology (UTAUT) models with additional factors. The additional factors are security, trust, facilitating conditions, and lifestyle compatibility. The study analyzes the results of a survey of 394 Saudi citizens conducted via an online survey. The results indicate that user attitudes and intentions are positively influenced by all of the factors. Perceived usefulness, perceived ease of use, lifestyle compatibility, and facilitating conditions are direct predictors of user behavior in accepting mobile wallet payments. This study provides an empirical contribution to the literature on mobile payment acceptance on the effect of perceived usefulness and lifestyle compatibility. The results demonstrate that about 26% of the respondents started using mobile wallet services because of the COVID-19 pandemic. |
|
Keywords |
Adoption, M-wallet, M-payment, Saudi Arabia, TAM, UTAUT |
|
URL |
|
|
Title |
Factors Affecting User Adoption of E-Payment Services Available in Mobile Wallets in Saudi Arabia |
|
Author |
Noha Y. Alswaigh and Monira E. Aloud |
| Citation |
Vol. 21 No. 7 pp. 222-230 |
|
Abstract |
Mobile wallets have been in continuous demand and developed over the past few years, especially during the COVID-19 pandemic. Several studies have examined user intentions and perspectives. This study develops a conceptual model combining behavioral factors with the technology acceptance model (TAM). The goal is to identify key factors that influence user's intention to adopt mobile payments. This study uses the TAM and the unified theory of acceptance and use of technology (UTAUT) models with additional factors. The additional factors are security, trust, facilitating conditions, and lifestyle compatibility. The study analyzes the results of a survey of 394 Saudi citizens conducted via an online survey. The results indicate that user attitudes and intentions are positively influenced by all of the factors. Perceived usefulness, perceived ease of use, lifestyle compatibility, and facilitating conditions are direct predictors of user behavior in accepting mobile wallet payments. This study provides an empirical contribution to the literature on mobile payment acceptance on the effect of perceived usefulness and lifestyle compatibility. The results demonstrate that about 26% of the respondents started using mobile wallet services because of the COVID-19 pandemic. |
|
Keywords |
Adoption, M-wallet, M-payment, Saudi Arabia, TAM, UTAUT |
|
URL |
|
|
Title |
Factors Affecting User Adoption of E-Payment Services Available in Mobile Wallets in Saudi Arabia |
|
Author |
Noha Y. Alswaigh and Monira E. Aloud |
| Citation |
Vol. 21 No. 7 pp. 222-230 |
|
Abstract |
Mobile wallets have been in continuous demand and developed over the past few years, especially during the COVID-19 pandemic. Several studies have examined user intentions and perspectives. This study develops a conceptual model combining behavioral factors with the technology acceptance model (TAM). The goal is to identify key factors that influence user's intention to adopt mobile payments. This study uses the TAM and the unified theory of acceptance and use of technology (UTAUT) models with additional factors. The additional factors are security, trust, facilitating conditions, and lifestyle compatibility. The study analyzes the results of a survey of 394 Saudi citizens conducted via an online survey. The results indicate that user attitudes and intentions are positively influenced by all of the factors. Perceived usefulness, perceived ease of use, lifestyle compatibility, and facilitating conditions are direct predictors of user behavior in accepting mobile wallet payments. This study provides an empirical contribution to the literature on mobile payment acceptance on the effect of perceived usefulness and lifestyle compatibility. The results demonstrate that about 26% of the respondents started using mobile wallet services because of the COVID-19 pandemic. |
|
Keywords |
Adoption, M-wallet, M-payment, Saudi Arabia, TAM, UTAUT |
|
URL |
|
|
Title |
Factors Affecting User Adoption of E-Payment Services Available in Mobile Wallets in Saudi Arabia |
|
Author |
Noha Y. Alswaigh and Monira E. Aloud |
| Citation |
Vol. 21 No. 7 pp. 222-230 |
|
Abstract |
Mobile wallets have been in continuous demand and developed over the past few years, especially during the COVID-19 pandemic. Several studies have examined user intentions and perspectives. This study develops a conceptual model combining behavioral factors with the technology acceptance model (TAM). The goal is to identify key factors that influence user's intention to adopt mobile payments. This study uses the TAM and the unified theory of acceptance and use of technology (UTAUT) models with additional factors. The additional factors are security, trust, facilitating conditions, and lifestyle compatibility. The study analyzes the results of a survey of 394 Saudi citizens conducted via an online survey. The results indicate that user attitudes and intentions are positively influenced by all of the factors. Perceived usefulness, perceived ease of use, lifestyle compatibility, and facilitating conditions are direct predictors of user behavior in accepting mobile wallet payments. This study provides an empirical contribution to the literature on mobile payment acceptance on the effect of perceived usefulness and lifestyle compatibility. The results demonstrate that about 26% of the respondents started using mobile wallet services because of the COVID-19 pandemic. |
|
Keywords |
Adoption, M-wallet, M-payment, Saudi Arabia, TAM, UTAUT |
|
URL |
|
|
Title |
Factors Affecting User Adoption of E-Payment Services Available in Mobile Wallets in Saudi Arabia |
|
Author |
Noha Y. Alswaigh and Monira E. Aloud |
| Citation |
Vol. 21 No. 7 pp. 222-230 |
|
Abstract |
Mobile wallets have been in continuous demand and developed over the past few years, especially during the COVID-19 pandemic. Several studies have examined user intentions and perspectives. This study develops a conceptual model combining behavioral factors with the technology acceptance model (TAM). The goal is to identify key factors that influence user's intention to adopt mobile payments. This study uses the TAM and the unified theory of acceptance and use of technology (UTAUT) models with additional factors. The additional factors are security, trust, facilitating conditions, and lifestyle compatibility. The study analyzes the results of a survey of 394 Saudi citizens conducted via an online survey. The results indicate that user attitudes and intentions are positively influenced by all of the factors. Perceived usefulness, perceived ease of use, lifestyle compatibility, and facilitating conditions are direct predictors of user behavior in accepting mobile wallet payments. This study provides an empirical contribution to the literature on mobile payment acceptance on the effect of perceived usefulness and lifestyle compatibility. The results demonstrate that about 26% of the respondents started using mobile wallet services because of the COVID-19 pandemic. |
|
Keywords |
Adoption, M-wallet, M-payment, Saudi Arabia, TAM, UTAUT |
|
URL |
|
|
Title |
Factors Affecting User Adoption of E-Payment Services Available in Mobile Wallets in Saudi Arabia |
|
Author |
Noha Y. Alswaigh and Monira E. Aloud |
| Citation |
Vol. 21 No. 7 pp. 222-230 |
|
Abstract |
Mobile wallets have been in continuous demand and developed over the past few years, especially during the COVID-19 pandemic. Several studies have examined user intentions and perspectives. This study develops a conceptual model combining behavioral factors with the technology acceptance model (TAM). The goal is to identify key factors that influence user's intention to adopt mobile payments. This study uses the TAM and the unified theory of acceptance and use of technology (UTAUT) models with additional factors. The additional factors are security, trust, facilitating conditions, and lifestyle compatibility. The study analyzes the results of a survey of 394 Saudi citizens conducted via an online survey. The results indicate that user attitudes and intentions are positively influenced by all of the factors. Perceived usefulness, perceived ease of use, lifestyle compatibility, and facilitating conditions are direct predictors of user behavior in accepting mobile wallet payments. This study provides an empirical contribution to the literature on mobile payment acceptance on the effect of perceived usefulness and lifestyle compatibility. The results demonstrate that about 26% of the respondents started using mobile wallet services because of the COVID-19 pandemic. |
|
Keywords |
Adoption, M-wallet, M-payment, Saudi Arabia, TAM, UTAUT |
|
URL |
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Title |
Videogames in Cybersecurity: Philosophical and Psychological Review of Possible Impact |
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Author |
Levyk Bogdan, Mariia Maletska, Svitlana Khrypko, Kryvyzyuk Leonid, Dobrodum Olga, Katerina Pasko |
| Citation |
Vol. 21 No. 7 pp. 249-256 |
|
Abstract |
An issue of security and threat is urgent as well as it concerns everyone: a person, community, state, etc. Today, the question of cybersecurity has become especially relevant due to general digitalization and the spread of the cyberculture. In terms of it, the growing popularity of videogames can be observed. Their impact on society differs significantly, therefore, it needs thorough consideration. The purpose of the article is to disclose the role of videogames in cybersecurity. To achieve the stated purpose, such methods as analysis, synthesis, systematization and practical involvement of videogames have been used. As a result, three levels of possible threat of videogames has been distinguished: videogames as a possibly dangerous software, as a tool of propaganda and spread of stereotypes, as a space for the creation of virtual communities. In conclusion, it is stated that videogames can be not only a threat, but also a tool for strengthening the cybersecurity. |
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Keywords |
Security, cybersecurity, videogame, digital psychology, videogame philosophy. |
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URL |
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Title |
Videogames in Cybersecurity: Philosophical and Psychological Review of Possible Impact |
|
Author |
Levyk Bogdan, Mariia Maletska, Svitlana Khrypko, Kryvyzyuk Leonid, Dobrodum Olga, Katerina Pasko |
| Citation |
Vol. 21 No. 7 pp. 249-256 |
|
Abstract |
An issue of security and threat is urgent as well as it concerns everyone: a person, community, state, etc. Today, the question of cybersecurity has become especially relevant due to general digitalization and the spread of the cyberculture. In terms of it, the growing popularity of videogames can be observed. Their impact on society differs significantly, therefore, it needs thorough consideration. The purpose of the article is to disclose the role of videogames in cybersecurity. To achieve the stated purpose, such methods as analysis, synthesis, systematization and practical involvement of videogames have been used. As a result, three levels of possible threat of videogames has been distinguished: videogames as a possibly dangerous software, as a tool of propaganda and spread of stereotypes, as a space for the creation of virtual communities. In conclusion, it is stated that videogames can be not only a threat, but also a tool for strengthening the cybersecurity. |
|
Keywords |
Security, cybersecurity, videogame, digital psychology, videogame philosophy. |
|
URL |
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|
Title |
Videogames in Cybersecurity: Philosophical and Psychological Review of Possible Impact |
|
Author |
Levyk Bogdan, Mariia Maletska, Svitlana Khrypko, Kryvyzyuk Leonid, Dobrodum Olga, Katerina Pasko |
| Citation |
Vol. 21 No. 7 pp. 249-256 |
|
Abstract |
An issue of security and threat is urgent as well as it concerns everyone: a person, community, state, etc. Today, the question of cybersecurity has become especially relevant due to general digitalization and the spread of the cyberculture. In terms of it, the growing popularity of videogames can be observed. Their impact on society differs significantly, therefore, it needs thorough consideration. The purpose of the article is to disclose the role of videogames in cybersecurity. To achieve the stated purpose, such methods as analysis, synthesis, systematization and practical involvement of videogames have been used. As a result, three levels of possible threat of videogames has been distinguished: videogames as a possibly dangerous software, as a tool of propaganda and spread of stereotypes, as a space for the creation of virtual communities. In conclusion, it is stated that videogames can be not only a threat, but also a tool for strengthening the cybersecurity. |
|
Keywords |
Security, cybersecurity, videogame, digital psychology, videogame philosophy. |
|
URL |
|
|
Title |
Videogames in Cybersecurity: Philosophical and Psychological Review of Possible Impact |
|
Author |
Levyk Bogdan, Mariia Maletska, Svitlana Khrypko, Kryvyzyuk Leonid, Dobrodum Olga, Katerina Pasko |
| Citation |
Vol. 21 No. 7 pp. 249-256 |
|
Abstract |
An issue of security and threat is urgent as well as it concerns everyone: a person, community, state, etc. Today, the question of cybersecurity has become especially relevant due to general digitalization and the spread of the cyberculture. In terms of it, the growing popularity of videogames can be observed. Their impact on society differs significantly, therefore, it needs thorough consideration. The purpose of the article is to disclose the role of videogames in cybersecurity. To achieve the stated purpose, such methods as analysis, synthesis, systematization and practical involvement of videogames have been used. As a result, three levels of possible threat of videogames has been distinguished: videogames as a possibly dangerous software, as a tool of propaganda and spread of stereotypes, as a space for the creation of virtual communities. In conclusion, it is stated that videogames can be not only a threat, but also a tool for strengthening the cybersecurity. |
|
Keywords |
Security, cybersecurity, videogame, digital psychology, videogame philosophy. |
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URL |
