Title	Introducing the Concept of Intelligent Financial Inclusion
Author	Anam Yasir and Alia Ahmed
Citation	Vol. 23  No. 4  pp. 103-110
Keywords	Financial exclusion; COVID-19, Intelligent financial inclusion

Title	Evaluation of different attacks on Knowledge Based Authentication technique
Author	Dr. Vijeet Meshram
Citation	Vol. 23  No. 4  pp. 111-115
Keywords	Authentication, Passwords, Security, Dictionary Attack, Mangling.

Title	SEQUENTIAL MINIMAL OPTIMIZATION WITH RANDOM FOREST ALGORITHM (SMORF) USING TWITTER CLASSIFICATION TECHNIQUES
Author	J.Uma and Dr.K.Prabha
Citation	Vol. 23  No. 4  pp. 116-122
Keywords	Sentiment categorization, Machine Learning Procedure, Lexicon Based Procedure, Random Forest algorithm, sequential minimal optimization, Twitter

Title	SQUIRREL SEARCH PID CONTROLLER ALGORITHM BASED ACTIVE QUEUE MANAGEMENT TECHNIQUE FOR TCP COMMUNICATION NETWORKS
Author	Keerthipati.Kumar and R.A. KARTHIKA
Citation	Vol. 23  No. 4  pp. 123-133
Keywords	Transmission Control Protocol (TCP); Active queue management (AQM); proportional-integral-differential (PID); integrated-absolute error (IAE); Squirrel search Algorithm (SSA); Squirrel search based PID (SS-PID).