Title	Investigating the Effect of Cloud Computing Adoption on Improving the Digital Competitiveness Index-An Empirical Study: Case of Kingdom of Saudi Arabia
Author	Fahad Aldosari , Alanod Almiman
Citation	Vol. 22  No. 4  pp. 645-654
Keywords	Cloud Computing, Digital transformation, , Data Centers, IaaS, Enterprise Infrastructure

Title	An Approach of Supervised and Unsupervised Machine Learning Model for E-CRM Bank’s Marketing
Author	Abubakr Mustafa Eltahir, Professor. Tarig Mohamed Ahmed, Dr. Amgad Atta Abdelmageed Mohammed, Dr. Anwer Mustafa Mohamedsalih Hilal, Dr. Tarig Abdalkarim Abdalfadil
Citation	Vol. 22  No. 4  pp. 625-636
Keywords	Data Mining; Bank system; Database; combination; two-class boosted decision tree; Term deposit.

Title	Investigating The Challenges and Value Creation of Open Government Data Initiatives
Author	Waleed Rashideh, Maram Alajmi, Abdulaziz Alshammari, Anas Alqudah, Waeal J.Obidallah, and Mohammed Alkhathami
Citation	Vol. 22  No. 4  pp. 585-594
Keywords	Open Government Data, Open Data Portals, Government Initiatives, Challenges, Value Creation

Title	Big Data Key Challenges
Author	Sultan Alotaibi
Citation	Vol. 22  No. 4  pp. 340-350
Keywords	Access Control, Big data, Privacy, Authentication