Title	The Role of Electronic Arbitration in the Settlement of Disputes of International Trade Contracts
Author	ETESAM ALABD S. ALWHEEBE and ABDULLAH MUSHKUS ALMUTAIRI
Citation	Vol. 24  No. 3  pp. 29-37
Keywords	Electronic Arbitration, International Trade Contracts, Electronic Provisions.

Title	Cloud Security and Privacy: SAAS, PAAS, and IAAS
Author	Bokhari Nabil, Jos? Javier Mart?nez Herr?iz
Citation	Vol. 24  No. 3  pp. 23-28
Keywords	Cloud, security, SaaS, PaaS, IaaS, privacy, web app, elliptic-curve cryptography, identity-based encryption, data security, SLA, HTTP, hypervisor

Title	Optimization of the Travelling Salesman Problem Using a New Hybrid Genetic Algorithm
Author	Zakir Hussain Ahmed, Furat Fahad Altukhaim, Abdul Khader Jilani Saudagar, and Shakir Khan
Citation	Vol. 24  No. 3  pp. 12-22
Keywords	Travelling salesman problem; Hybrid genetic algorithm; Comprehensive sequential constructive crossover; Adaptive mutation; Local search; Replacement method.

Title	Artificial Intelligence (AI) and Blockchain-based Online Payments in the Global World
Author	Ahlam Alhalafi, Prakash Veeraraghavan, Dalal Hanna
Citation	Vol. 24  No. 3  pp. 1-11
Keywords	AI, blockchain, online payments, digitalized economy, sustainable development, global world